DSCR Expert Guide

Want to buy, refi or build a rental property with a loan based on rental income history or potential?

Get a loan based on rental income history or potential.

Investors Only, DSCR, No Income Doc, Investment Loan & More

2 Weeks Closes On DSCR Loans | 620 Min. FICO | Loans Up To $3M | More Options Below

Get Started On A Quote In Seconds !!!

What type of property are you interested in? *

What type of DSCR Home Loan are you looking for? *

What is the estimated purchase price? *

Do you have a down payment? *

Yes

No

Amount of down payment (if applicable)

What state will you be purchasing in? *

How would you describe your credit? *

What is your average annual income? *

First Name *

Last Name *

Email *

Phone *

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30-Year DSCR Loans

No income/no employment verification investor mortgages
First Time Investors Allowed
620 minimum FICO
Cash-out can be used as reserves
30 year interest only available
Non-TRID - CLOSE FAST
Airbnb/VRBO/short-term rentals ok
Up to 85% LTV DSCR
$150,000 minimum loan amount
Up to 10 units mixed use
Loans up to $3,000,000

Short Term Fix and Flip Loans

Experienced and new investors
650 Min Credit Score
Proof of Business Req'd
Up to 100% Coverage On Purchase
Closing As Quick As 48 Hours
Loan Amounts Of $10K to $5M
12-18 Month Loans

* The advertised rates also assume the borrower fully documents income, assets and liabilities, escrows for taxes and insurance, and there is no subordinate financing.

** While SSN and hard credit pull are not typically required in order to review your available mortgage rates and get pre-qualified, if you choose to continue and submit a loan application, Amir Zakikhani - US Mortgage will then request your consent to pull a full credit report in order to proceed.

** Credit approval is based on an automated review of your credit score and the information contained credit report, and is conditioned on (1) you continuing to meet our credit-related underwriting requirements; and (2) your cooperation in providing satisfactory documentation we may request in connection with information contained in your credit report.

Amir Zakikhani - US Mortgage, NMLS ID #2453996, (https://journeytobuy.com/info); Corporate Office: 1206 Broadway, Hillside, NJ 07205. Additional disclosures and licensing information may be found by clicking here on this "Disclosures & Licensing" link. For questions regarding state licensing, please contact (908) 639-2217. Not all products and options are available in all states. It does not originate mortgages for properties in NY. Terms are subject to change without notice. Some people portrayed are professional models.